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ASHP Affordable Smart Housing Program™

A Dual-Framework Program for Evidence-Based Housing Infrastructure

What ASHP Is

A national, multi-stakeholder program designed to support the adoption, validation, and responsible recognition of smart housing infrastructure

The ASHP Affordable Smart Housing Program™ is a national, multi-stakeholder program designed to support the adoption, validation, and responsible recognition of smart housing infrastructure.

ASHP is built for collaboration across:

  • Financial institutions and their nonprofit arms
  • Philanthropic foundations
  • Public-sector agencies
  • Housing, healthcare, and community operators

The program is structured to enable scale with discipline, ensuring that infrastructure adoption is aligned with evidence, governance, and institutional accountability.

A Dual-Framework Design

Two distinct but connected frameworks, each serving a distinct purpose

1

Grant & Public-Private Partnership Framework

This framework defines how grant funding is pooled, administered, and governed to support infrastructure adoption.

It enables:

  • Bank-affiliated nonprofit arms and foundations to participate as co-grantees
  • Coordination of public, private, and philanthropic capital
  • Low-burden participation for adopting organizations

This framework focuses on access and enablement, not certification.

2

Infrastructure Certification & Impact Framework

This framework defines how validated environments may be recognized and reported once sufficient independent evidence exists.

It includes:

  • Certification pillars and graduated levels
  • The Housing Stability Index™ (HSI™)
  • Impact Units™ for non-financial impact accounting

This framework focuses on evidence and comparability, not funding.

Validation First

Evidence as the foundation

All ASHP frameworks operate downstream of independent validation

Validation is conducted through the Human Outcomes & Built Environment Council (HOBEC™) and, where applicable, the Independent Living Infrastructure Pilot (ILIP™).

Does Not Replace

ASHP does not replace pilots or research. Independent validation remains foundational to all program activities.

Does Not Guarantee

ASHP does not guarantee outcomes or certification. Recognition is earned through validated evidence.

Does Not Operate

ASHP does not operate without validated evidence. All frameworks require independent validation first.

Clear Program Boundaries

Understanding what ASHP is — and what it is not

ASHP Is:

  • An infrastructure-focused program
  • Environment- and portfolio-level
  • Evidence-aligned and institution-ready
  • Platform-inclusive and non-exclusive

ASHP Is Not:

  • A lending or investment product
  • A regulatory or compliance substitute
  • A household-level scoring system
  • A guarantee of funding, incentives, or certification

ASHP Affordable Smart Housing Program™ — Who It’s For

The ASHP Affordable Smart Housing Program™ is designed to support coordinated participation across institutions, philanthropic funders, public agencies, and adopting organizations. Rather than serving a single audience, ASHP provides a shared framework that allows each participant to engage within their appropriate role, aligned to evidence, governance, and outcomes.

1

Bank Nonprofit Arms & Foundations

Institutional Co-Grantees and Ecosystem Anchors

ASHP is designed for bank-affiliated nonprofit arms, foundations, and charitable divisions to participate as co-grantees.

In this role, bank nonprofit entities may:

  • Anchor pooled grant vehicles
  • Align philanthropic, CRA, ESG, and community-development objectives
  • Convene regional or sector-specific adoption cohorts
  • Provide governance confidence for additional foundation participation

Participation occurs outside of commercial banking activities, preserving regulatory and compliance boundaries.

2

Nonprofit & Philanthropic Foundations

Contributing Funders Seeking Measured Impact

Medium and large nonprofit foundations, family foundations, corporate foundations, and donor-advised funds may participate as contributing funders within the ASHP framework.

ASHP is well-suited for foundations seeking:

  • Standardized grant structures
  • Independent validation of outcomes (via HOBEC™)
  • Reduced administrative complexity
  • Comparable impact reporting across multiple environments

Foundations are not required to manage deployments, validation, or certification processes.

3

Public-Sector Partners

Cities, States, and Public Agencies

Public agencies may participate in ASHP as funding contributors, program partners, or portfolio participants.

Applicable contexts include:

  • Affordable and workforce housing
  • Aging-in-place initiatives
  • Transitional and supportive housing
  • Community stability and resilience programs

ASHP complements — but does not replace — existing public funding and regulatory frameworks.

4

Adopting Organizations

Operators and Environment Owners

Organizations eligible to adopt ASHP-supported infrastructure may include:

  • Affordable and workforce housing operators
  • Senior living facilities and retirement communities
  • City-managed and transitional housing portfolios
  • Healthcare-adjacent and behavioral health environments
  • Real estate developers and portfolio owners

Adopting organizations benefit from:

  • Access to pooled grant funding
  • Centralized program administration
  • Evidence-aligned deployment pathways
  • Optional, downstream certification frameworks
5

Technology & Solution Providers

Platform-Inclusive Participation

While Betti™ serves as the reference infrastructure and primary measurement backbone, ASHP frameworks are platform-inclusive.

Technology providers may participate by:

  • Integrating with ASHP-approved measurement interfaces
  • Supporting validated deployment environments
  • Aligning with governance and data-handling standards

This ensures neutrality and comparability across solutions.

6

What ASHP Is Not Designed For

Clear Exclusions

ASHP is not designed for:

  • Individual applicants or households
  • Short-term pilots without validation intent
  • Speculative or financialized impact instruments
  • Programs lacking governance readiness

This focus preserves integrity and scalability.

Each participant engages within clearly defined roles and boundaries.

Relationship to Betti™

Platform-neutral by design

Betti™ serves as the reference infrastructure and primary measurement backbone for ASHP deployments. However, ASHP frameworks are platform-inclusive.

Other Technologies May Participate

Other technologies and solutions may participate provided they:

  • Integrate with approved measurement interfaces
  • Adhere to governance and validation standards

This ensures neutrality, comparability, and auditability across all deployments.

Responsible Scale

Built for long-term adoption without compromising independence or trust

ASHP is designed to scale responsibly across regions and sectors without compromising independence or trust.

By separating funding, validation, certification, and technology roles, the program supports adoption that is:

Measurable

Evidence-based metrics and validated outcomes drive all program activities and recognition.

Accountable

Clear governance structures and institutional oversight ensure responsible stewardship.

Institution-Ready

Designed to meet the requirements of banks, foundations, and public agencies.

Sustainable

Built for long-term viability and consistent support over time.

Infrastructure, Grounded in Evidence

The ASHP Affordable Smart Housing Program™ provides a structured, disciplined pathway to support smart housing infrastructure — grounded in validation, governed with restraint, and designed for collaboration at scale.